Privacy Policy.

W&M Consulting, LLC and its affiliated entities (dba W&M) maintain this website (the “Website”) for your personal information, education, and communication. Please feel free to browse the Website. You may download material displayed on the Website for non-commercial, personal use, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the content of the Website for public or commercial purposes, including the text and images, without W&M’s written permission.

Your access to and use of the Website is also subject to the following terms and conditions (“Terms and Conditions”) and all applicable laws. By accessing and browsing the Website, you accept, without limitation or qualification, the Terms and Conditions.

Service Marks.

W&M, its Website images and text, all page headers, custom graphics, and button icons are service marks, trademarks, and/or trade dress of W&M and may not be used by others without prior written permission of W&M. All use thereof inures to the benefit of W&M. All other trademarks, product names, and company names or logos cited in this Website are the property of their respective owners.

Collection and Disclosing Information.

W&M’s website has many sections that are open to all users, with no registration required. For these sections, no software tracks e-mail addresses of users. However, the webserver does track domain names for security purposes and for information regarding the nature and extent of the website’s usage.

Users are not required to disclose any personal information in order to view the website. W&M may gather some personally identifiable information when it is voluntarily submitted by the user. The types of information collected may include your name, e-mail address, phone number, and postal address. This information is used for its intended purpose, and to better serve the users. All personally identifiable information obtained from users is treated with great care in order to protect your privacy and security. The management of W&M authorizes only trained and qualified employees to access the information you choose to provide. The information volunteered is used solely by W&M and will not be shared with unrelated outside parties.

From time to time, we may use your address, phone number, or e-mail address to provide you with updates and other information we think may be of interest to you. Your ability to opt-out of such information is discussed below.

We collect the e-mail addresses of those who communicate with us via e-mail. We do not currently sell e-mail addresses to any third party.

We also collect information volunteered by users in relation to Website registrations. This information is kept confidential by W&M and is not used for purposes outside of the intent of the registration form.

Advertisements and Links to Other Websites.

Any link (including a hyperlink, button, or referral device of any kind) used on the Website is provided for your use and convenience. The appearance of a link on the Website does not constitute an endorsement, recommendation, or certification by us, nor should the presence of a link in any way be construed as a suggestion that any third-party Website has any relationship with us. We do not endorse the content on any third-party Websites. We are not responsible for the content of linked third-party Websites or third-party advertisements and do not make any representations regarding their content or accuracy. We do not knowingly link to Websites that may infringe on valid and existing trademarks, service marks, copyrights, or patents. Your use of third-party Websites is at your own risk and subject to the terms and conditions of use for such Websites. We do not endorse any product that may be advertised on the Website.

Links to the Website; Advertising.

Links into the Website must be by prior written approval of W&M. No other links into the Website are permitted. To obtain written permission, click here and reference the material you wish to use.

Unless they have prior written permission from us to do so, third-parties (i) are not permitted to advertise in any way that suggests that we have any relationship or affiliation with a third-party Website or that we endorse, sponsor, or recommend the information, products, or services on such Website, (ii) cannot use any of our names, logos, designs, slogans, product trademarks or service marks in any advertising, publicity, promotion, or in any other commercial matter, and (iii) cannot use any of our names, logos, designs, slogans, product trademarks or service marks, or any other words or codes identifying the Website, in any “metatag” or other information used by search engines or other information location tools to identify and select Websites.

Restricted Access.

Some areas of the Website are password-protected for specific users such as members of W&M. For those areas, W&M disseminates the username and password to the appropriate individuals.


Cookies are bits of data which are stored on your computer or mobile when you visit a website or app.

We use cookies to monitor Website usage and performance and to personalize the content of various areas within the Website.

Embedded Content.

The Website may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Controlling Cookies and Embedded Content.

When you first visit our website, we tell you about our cookies and ask you to agree if we can use them. You can opt out any time by un-checking them and clicking the update button.

We have provided you with the choice to accept this embedded third-party content or not, as we prompt with consent boxes for all embedded content, and no data is transferred before you have consented to it. The checkboxes below show you all the embeds you have consented to so far. You can opt out any time by un-checking them and clicking the update button.


W&M treats all personally identifiable information collected on the Website as securely as possible. We use HTTPS encryption on all forms that require submission through electronic data transfer. Our staff is trained to treat member and customer information with the utmost confidentiality. Should you feel there has been a breach in the security of this Website, please contact us at

Opting Out.

If you supply us with your postal address, phone number, or email address, you may receive periodic communications from W&M via the same medium. The communications will provide information on services available or upcoming events. If you no longer wish to receive communications please contact us and request to opt-out.

Personal Information Protection.

As a user of the Website, you are responsible for keeping your password safe. To do so, W&M highly recommends that you do not divulge your W&M password to anyone for your own protection. If you feel your account access or password has been compromised, please contact W&M immediately.

As a user of the W&M Website, you are solely responsible to make sure your personal information is up-to-date and correct. W&M is not responsible for any incorrect information entered by a user.

Terms and Conditions.

You should assume that everything you see or read on the Website is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Website without the written permission of W&M. W&M neither warrants nor represents that your use of materials displayed on the Website will not infringe rights of third parties not owned by or affiliated with W&M.

While W&M uses reasonable efforts to include accurate and up-to-date information on the Website, W&M makes no warranties or representations as to its accuracy. W&M assumes no liability or responsibility for any errors or omissions in the content of the Website.

Your use of and browsing in the Website are at your risk. Neither W&M nor any party involved in creating, producing, or delivering the Website is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Website. Without limiting the foregoing, everything on the Website is provided to you “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. W&M also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Website or your downloading of any materials, data text, images, video, or audio from the Website.

The trademarks, logos, and service marks (collectively the “Trademarks”) displayed on the Website are registered and unregistered Trademarks of W&M and others. Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Website without the written permission of W&M or such third party that may own the Trademarks displayed on the Website. Your misuse of the Trademarks displayed on the Website, or any other content on the Website, except as provided in these Terms and Conditions, is strictly prohibited.

W&M has not reviewed all of the Websites linked to the Website and is not responsible for the content of any off-Website pages or any other Website linked to the Website. Your linking to any other off-Website pages or other Websites is at your own risk.

W&M may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms and Conditions to which you are bound.